RRSP/RRIF
Choose an interest rate that’s fixed or variable for your Registered Retirement Savings Plan (RRSP) or Registered Retirement Income Fund (RRIF) term deposit (also known as a GIC or Guaranteed Investment Certificate). Remember, your principal investment is 100% guaranteed with ACU.
| RRSP/RRIF Redeemable GIC* | Rates |
|---|---|
| 1-Year Redeemable GIC | 1.300% |
*Minimum deposit $500 (interest paid at maturity or time of redemption)
*Penalty applies if redeemed early. Convertible to a Long Term RRSP/RRIF GIC without penalty. No partial withdrawals.
| Non-Redeemable GIC* | Rates |
|---|---|
| 12 - 23 months | 1.800% |
| 24 - 35 months | 1.850% |
| 36 - 47 months | 1.900% |
| 48 - 59 months | 1.950% |
| 60 - 66 months | 2.000% |
*Minimum deposit $500 (interest paid annually on anniversary date/at maturity)
| Variable Rate Savings | Rates |
|---|---|
| $0 - $99,999 | 0.200% |
| $100,000 - $249,999 | 0.400% |
| $250,000 and over | 0.650% |
*No minimum deposit required (interest calculated daily on entire balance and paid at month end)
NOTE: interest rates are subject to change without notice at any time. For more information, please visit your nearest branch or call us at 204.958.8588 (toll-free 1.877.958.8588).