Group Registered Retirement Savings Plan (Group RRSP)

Many companies offer their employees a Group Registered Retirement Savings Plan (RRSP), providing the same tax benefits as a personal RRSP, but with the convenience of your contributions being deducted regularly from payroll.


  • make regular contributions through payroll deduction
  • specialists help employees select their investments and offer the same high level of personalized service and advice that individual clients enjoy
  • save money faster; because you pay no tax on investment growth while your money is in an RRSP, your investments compound more quickly
  • contributions to an RRSP are tax deductible, so having a Group RRSP lowers your annual taxable income and your yearly income tax bill
  • income from your RRSP is taxable only when you withdraw it
  • group RRSPS offer a choice of investments, including guaranteed investment certificates (GICs) and mutual funds

To learn more or to open a Group RRSP, please contact an ACU financial account manager or a Credential Asset Management Inc. advisor.

*Mutual funds are offered through Credential Asset Management Inc.


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