Whether you're looking to get out of the endless cycle of paying rent, moving to a bigger place, or downsizing, we have the mortgage to help get you where you want to be. Competitive rates, flexible terms, expert advice, and an easy preapproval process. Apply online today.

Contest Terms and Conditions

    1. Terms and Conditions: Payment of Transfer-in Fees

      Offer available to all new and existing Assiniboine Credit Union (ACU) members when a residential mortgage on an owner-occupied home is transferred to ACU from another financial institution. To qualify: 1) the mortgage must be an approved and funded residential mortgage of a minimum amount of $125,000; 2) members must set up a recurring direct deposit to an ACU personal deposit account; and 3) a closed term of three (3) years or greater must be selected. ACU will pay transfer fees at cost, related to the transfer of the mortgage from another financial institution, including mortgage registration fee, appraisal fee, and discharge fee up to an aggregate maximum of $800.00. The transfer fee offer does not include any prepayment penalties or other fees that may be charged by your existing lender. Commercial mortgages, including rental property mortgages, are excluded from this offer. If the mortgage is in default (as defined by ACU Standard Charge Mortgage Terms) during the closed term, is paid out prior to the expiry of the closed term or exceeds its maximum allowable prepayment availability during the closed term, the transfer fees shall be reimbursed to ACU and shall be automatically added the mortgage. This offer is subject to change or cancellation at any time without notice at the sole discretion of ACU. This offer shall expire on September 30, 2019 or sooner at the sole discretion of ACU

    2. New Mortgage $500 Cash Bonus – Official Terms and Conditions

      For all qualifying new residential mortgages approved or pre‐approved starting June 1, 2019 and expiring on September 30, 2019, ACU will credit $500 to your ACU chequing or ACU savings account within 60 days of your mortgage being funded. A new mortgage is considered to be one that is new to ACU and could be a transfer from another financial institution. To qualify for this offer, the minimum mortgage balance must be $125,000 or greater in new financing and have a minimum 3 year term. This offer is available to new and existing ACU members where a new residential mortgage is approved and funded meeting the minimum qualifications. This offer is available for owner‐occupied properties and excludes any commercial or rental property mortgages. Only one new mortgage cash bonus incentive offer is made available per member. If your mortgage is paid out or is in default during its first term, the $500 incentive shall be reimbursed to ACU and shall be automatically added the mortgage. All mortgage approvals and amortization repayment schedules are based on each individual member’s creditworthiness. This offer is subject to change or cancellation at the sole discretion of ACU.

    Download our Mortgage Facts guide

    A mortgage doesn’t have to be a complicated thing. Sure, there are lots of options and many things to consider, but knowing a few facts before you begin can make all the difference in the world. We’ve compiled all the information you’ll need into one handy mortgage guide. It’s a must for first time buyers.

      Our current rates

      Variable Rate Closed Mortgage Rates
      5-Year 3.25%
      Best Rate Fixed Closed Mortgages Rates
      6-Months 3.24%
      1-Year 3.25%
      2-Year 2.79%
      3-Year 2.79%
      4-Year 2.79%
      5-Year 2.89%

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