ACU Light

Are you a "light" user of our banking services and want the flexibility to bank when you need to? Then our ACU Light chequing account might be just what you're looking for. You'll only pay for the transactions you make, or you can enjoy select free* unlimited electronic and full serve transactions and no monthly fee when you keep a minimum monthly balance of $1,000.


  • free intra-account transfers using online, mobile and telephone banking
  • monthly package service fee plus select transaction fees* are waived as long as you maintain a minimum monthly balance of $1,000
  • overdraft protection and line of credit available (on qualification)
  • free deposits


Basic Chequing service charges ($3.00/month package fee)
Electronic Transactions:
Withdrawal (ACU or credit union ATM)* $0.50
ATM withdrawal (Interac®) $1.50
Debit card purchase* $0.50
Pre-authorized payment debit* $0.50
Bill payment (online, mobile, telephone banking)* $0.50
Interac® Online Payment* $0.50
Remote deposit capture Free
Interac® e-Transfer or Request Money $1.00
Intra-account CAD/CAD transfer (online, mobile, telephone banking) Free
Intra-account CAD/USD transfer (online or mobile banking)** Free
Full-Service (in-branch) Transactions:
Debit (cheque, withdrawal, intra-account transfer)* $0.70
Bill payment $1.50

* Keep a minimum balance of $1000, and these transaction service fees are free.

**All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

NOTE: fees are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).


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