ACU Digital

Our Digital Plan is ideal for the self-sufficient type who does all their banking electronically through ACU online banking, ACU Anytime, Mobile Pay or by debit card.


  • free electronic transactions, including debit card purchases; pre-authorized payments; online, mobile and telephone banking; bill payments; intra-account transfers and the use of any ACU or credit union ATM
  • no monthly package service fee if you keep a minimum monthly balance of $3,500
  • overdraft protection and line of credit available upon qualification
  • free deposits


ACU Digital Plan service charges ($10.00/month package fee)
Electronic Transactions:
Withdrawal (ACU or credit union ATM) Free
ATM withdrawal (Interac®) $1.50
Debit card purchase Free
Pre-authorized payment debit Free
Bill payment (online, mobile, telephone banking) Free
Interac® Online Payment Free
Remote deposit capture Free
Interac® e-Transfer or Request Money - 10 free per month $1.00
Intra-account CAD/CAD transfer (online, mobile, telephone banking) Free
Intra-account CAD/USD transfer (online or mobile banking)* Free
Full-Service (in-branch) Transactions:
Debit (cheque, withdrawal, intra-account transfer) $1.00
Bill payment $1.50

*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

NOTE: fees are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

Discount off monthly fee

Qualify for a discount on your monthly package fee if you're under 18, 18-24 or over 60; you've earned it!

Age Discount
under 18 $7.00
18 - 24 $3.00
60 and over $7.00

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