Mobile Cheque Deposit

Deposit Anywhere™ lets you quickly and securely deposit cheques using our banking app on your smartphone or tablet at any time, day or night. That means you'll never need to visit an ACU branch or line up at an ATM to deposit a cheque. Yay! It's just as secure as depositing your cheque at a branch and Deposit Anywhere is free to use.

Here's how to deposit a cheque: 

  1. Open the ACU Anytime app on your smartphone or tablet 
  2. Tap deposit
  3. Select your account
  4. Enter the cheque amount
  5. Using your device, take a picture of the front and back of your cheque
  6. Confirm the details and submit

The funds will immediately appear in your account, but normal hold times still apply for all deposited amounts.


  • deposits need to be in Canadian funds drawn on a Canadian financial institution
  • all deposits should be payable to, and endorsed by, the account holder
  • the limit per cheque is $100,000
  • keep remotely deposited cheques in a safe place for 90 days, then destroy them
  • contact ACU right away if you should encounter any problems; see how simple it is?

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