Term Deposits

A GIC (also known as a Term Deposit) is a safe way to grow your savings. We guarantee your original investment 100% and you can choose between a fixed or variable interest rate.


  • Less Risk. Your original investment and interest payments are protected.
  • More Choice. Choose the interest rate that’s right for you.
  • More Interest. Receive the most competitive interest rates.

Need more help?

Call us at 204-958-8588 / 1-877-958-8588 to speak with a Business Account Manager.

  • Join Us!
  • Bank on values. Become a member.

You may also be interested in:

  • Group RRSP Services
  • Commercial Investment Services
  • Term Deposits
  • Business Credit Cards
  • Business Lending and Financing
Non-Redeemable GIC (Annually)* Rates
12 - 23 months 1.900%
24 - 35 months 2.000%
36 - 47 months 2.050%
48 - 59 months 2.200%
60 - 66 months 2.300%

*Minimum deposit $1,000 (interest is paid annually on anniversary date/at maturity)

Interest rates are subject to change without notice at any time. For more information, please visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).


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