Community Builder

Our Community Builder Chequing account bears interest and is designed for not-for-profit organizations, clubs, associations and charity groups.

Features

  • no monthly package fee
  • five free monthly transactions plus one additional per $200 minimum monthly balance
  • free intra-account transfers with online, mobile and telephone banking
  • free pre-authorized credits
  • free printed or electronic monthly statements with cheque images
  • free account deposit books
  • daily interest paid on your closing balance
  • night deposit access available
  • overdraft protection and line of credit available upon qualification

Interest Expand/Collapse

Interest is calculated on the daily closing balance, paid monthly on the last day of each month.

Balance Rate
on this portion ($0 - $999) 0.00%
on this portion ($1,000 - $2,999) 0.00%
on this portion ($3,000 - $4,999) 0.00%
on this portion ($5,000 - $9,999) 0.10%
on this portion ($10,000 - $24,999) 0.10%
on this portion ($25,000 - $49,999) 0.20%
on this portion ($50,000 - $74,999) 0.20%
on this portion ($75,000 - $99,999) 0.25%
on this portion ($100,000 and over) 0.25%

NOTE: interest rates are subject to change without notice at any time. For more information, visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588)

Service Fees Expand/Collapse

Community Builder service charges (free monthly package fee)
Electronic Transactions:
Withdrawal (ACU or credit union ATM)
$0.50
Deposit (ATM) $0.50
Debit card purchase $0.50
Pre-authorized payment debit
$0.50
Pre-authorized credit Free
Bill payment (online, mobile, telephone banking)
$0.50
Interac® Online Payment
$0.90
Intra-account CAD/CAD transfer (online, mobile, telephone banking) Free
Intra-account CAD/USD transfer (online or mobile banking)* Free
Full-Service (in-branch) Transactions:
Debit (cheque, withdrawal, intra-account transfer)
$0.70
Deposit (in-branch or night deposit)
$0.70
Additional Services: 
ATM withdrawal (Interac®)
$1.50
Bill payment (in-branch) $1.50
Interac® e-Transfer $1.00
Remote deposit capture Free

*All cross currency transfers through online or mobile banking are processed at the base tier ($0 - $24,999) rate. Tiered rates for transfers greater than $25,000 are only available in-branch. Please visit the US and Foreign Exchange rates page for current rates.

NOTE: fees are subject to change without notice at any time. For more information visit your nearest ACU branch or call us at 204.958.8588 (toll-free 1.877.958.8588).

 

Online BankingExpand/Collapse

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